Technology Insurance for the tech industry usually includes the areas of component manufacturer, software products and services, research and development in new and emerging technologies, hardware components and manufacturing, and IT consultants which would include IT contractors and tech consulting. Three broad categories for technology insurance: Liability technology professional liability insurance technology liability insurance non-owned and hired auto insurance Contents your business contents personal contents of others contents in your care custody or control monies and securities Accounts Receivables and payables Loss of income workers compensation insurance loss of income and receipts disability insurance long-term care insurance life insurance accident insurance medical insurance These are just a few of the broadest categories that can be used in designing a technology insurance portfolio. It is quite common to see just the first category, li...
With the stock market on a crazy roller coaster this last year or so in the wake of the global financial crisis, investors are looking for sectors where they can make the most money on their investment; and, recover what money they have lost. I think a good argument can be made that technology investment will be one of the most promising sectors to be in for quite some time to come. Whether you are referring to green technology or the HITECH legislation intent on uploading medical records into computing "clouds" or nanotechnology, most experts agree that the future is quite bright in this area. Contrast that with non technology investment in such areas as has heavy industry or even Detroit auto manufacture and I think you'll find that maximum profit potential lies with technology. But how does one go about finding specific stocks or funds to invest in to take advantage of these technological breakthroughs without losing significant portions of the capital on stock...